Changelog
Last updated
Every change to the rules and rates our calculators use, newest first. Sources are on the methodology page.
: More calculators and rule checks
- PPF rate of 7.1% confirmed up to 31 December 2026 (Ministry of Finance office memorandum dated 30 September 2026).
- Central Government DA of 60% from 1 January 2026 recorded for the 8th Pay Commission estimate.
- EPF interest of 8.25% for FY 2025-26 recorded as the EPFO board’s recommendation; the Government notification has not yet been published.
- Old-regime surcharge above ₹5 crore follows the Finance Act, 2026 (37%).
- Added SIP, step-up SIP, lumpsum, PPF, FD/RD, home loan, car/personal loan, GST, term cover, health cover and section 80D (now section 126) calculators.
- Added 30 in-hand salary pages for common CTCs.
: Rules for tax year 2026-27
- Income tax slabs, rebate, standard deduction, surcharge and cess recorded from the Income-tax Act, 2025 and the Finance Act, 2026 for tax year 2026-27, the first under the new Act.
- HRA exemption updated to the Income-tax Rules, 2026: eight cities now qualify for 50% of salary.
- EPF wage ceiling of ₹25,000 from 17 September 2026 and the Labour Code 50% wage rule applied to PF and gratuity.
- Professional tax recorded for Maharashtra, Karnataka, Telangana, West Bengal, Gujarat and Madhya Pradesh.
- Income tax results cross-checked against the Income Tax Department’s advance calculator.